Now you can have your Banco Universal wherever you are and at the time you want.

Univers@l Online offers you through Internet, access to banking services so you can carry out an ample range of transactions from any part of the world.

You will be able to consult your accounts, to do transfers between accounts and even pay utilities (water, electricity and telephone), sending payroll or loan's direct deposits transactions, payments of dividends, payment of invoices, banking transfers, payments of credit cards, obligations (loans), all electronically and between the accounts located in the bank members, without having to write checks at any time of the day.

As our priority is your tranquility, our service of Univers@l Online fulfills the highest standards of security.

Before offering this service to our clients we have been evaluated by an external audit company recognized world-wide and in fulfillment with the banking regulations on the matter, that began to prevail from June, 2003, we were also supervised by specialized personnel of the Supervision of Banks of Panama who guaranteed our new service.